For shared clinics, franchises and marketplaces
One website. Many businesses. Each one paid directly.
Your rules decide which business takes each payment — the room, the consultant, the seller. Its own payment account takes the card, so the money goes straight to it. It never passes through you, and card data never reaches us.
- No card data on our servers
- No funds held, no payouts to run
- Plugins for WooCommerce and Magento 2
Payment by Lash & Brow Co. Ltd
- 1 Room 1 bookings Clearskin Studio
- 2 Room 2 bookings Lash & Brow Co.
- 3 Room 3 bookings Northside Laser Clinic
Waiting for the payment…
- CS Clearskin Studio Room 1 · facials · Mollie
- LB Lash & Brow Co. Room 2 · lashes & brows · Stripe +£65.00
- NL Northside Laser Clinic Room 3 · laser · Adyen
Illustrative example — the businesses in the demo are invented.
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Card data never reaches us
The payment form belongs to the business that charges.
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Money goes straight to them
We hold no funds and run no payouts.
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Every decision is signed
Each answer is signed and kept with its full trace.
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One ledger for everyone
Who sold, who charged, refunds and monthly totals.
How it works
Four steps. Nothing changes for your customer.
We are asked one question before the payment form appears: which business charges this order? Everything after that happens directly between the shops.
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Step 1
The customer checks out on your website
Bookings, consultations or goods: one website, one checkout, one brand. Customers pay exactly as they always have.
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Step 2
Your rules pick the business
The room, the consultant, the seller, the country, the amount or a monthly limit decides who charges. We sign the answer.
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Step 3
Its own payment account takes the card
The payment form comes from the chosen business and its own processor, such as Stripe. The customer is told who charges them.
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Step 4
Everyone sees it in one ledger
Who sold, who charged, refunds and what one business owes another — on one statement, with nothing to pay out.
Use cases
Built for websites that sell for several businesses — or for several accounts.
The website brings the customer, and the payment goes straight to the business — or the account — it belongs to.
Shared beauty clinic
Linden House Beauty Rooms
A shared clinic where every room is its own business.
- Every practitioner keeps their own payment account.
- One website and one booking flow for every room.
- Room rent is invoiced from the monthly statement.
Worldwide consulting franchise
Meridian FX Consulting
A worldwide franchise where the website is only the broker.
- The client picks a consultant; that office charges.
- Every office keeps its own merchant account.
- The franchisor never holds client money.
Vintage marketplace
Attic & Oak
A vintage marketplace where every seller is paid directly.
- Every piece is charged by the dealer who owns it.
- No payouts to run and no seller balances to hold.
- Commission is invoiced from the monthly statement.
Online casino with a merch shop
Copper Spade Casino
One casino, two kinds of payment — each on the account made for it.
- Top-ups only ever reach the high-risk accounts.
- Merchandise stops paying high-risk fees.
- A backup account takes over if one fails.
Illustrative examples. Linden House, Meridian FX, Attic & Oak and Copper Spade are not real companies.
Your customers’ card data
Card details go to the business that charges. Never to us.
There is no field for a card number anywhere in our system — not in the API, not in the database. The payment form is served by the business that charges, together with its own payment provider.
What we never receive
- Card numbers
- Security codes (CVV)
- Card expiry dates
- Processor keys in readable form
- Your customers’ money
- Payouts to run for anyone
What we do keep is what a ledger needs: amounts and currencies, payment status, the card brand and last four digits, order references and the trace of every routing decision.
How we handle data
Rules in plain language
Rules you can read out loud.
Rules run from top to bottom and the first one that matches decides. If that business cannot take the payment right now, the next one in line does.
- Read the products in the basket, the amount, the currency and the customer’s country.
- Respect daily and monthly limits for each business.
- Skip a business whose shop is offline or whose payment account is switched off.
- Try any rule with a pretend order before it goes live.
Routing rules
Linden House Beauty Rooms
- 01 Bookings for Room 1 → Clearskin Studio Matches
- 02 Bookings for Room 2 → Lash & Brow Co. Matches
- 03 Bookings for Room 3 → Northside Laser Clinic Matches
- 04 Gift vouchers and retail products → Linden House charges itself Matches
Illustrative example.
Month end
One ledger. No payouts.
Every payment, refund and dispute lands in one ledger with both order numbers and the processor reference. The monthly statement is the number one business invoices the other — rent, commission or a franchise fee.
- Statements per business, per currency and per month.
- CSV export, the API and signed webhooks for your own accounting.
- We produce the numbers. We never move the money.
Statement · September
Linden House Beauty Rooms · GBP
| Charged by | Payments | Gross | Refunds | Net |
|---|---|---|---|---|
| Clearskin Studio | 84 | £7,980.00 | −£190.00 | £7,790.00 |
| Lash & Brow Co. | 121 | £7,865.00 | −£65.00 | £7,800.00 |
| Northside Laser Clinic | 47 | £9,400.00 | £0.00 | £9,400.00 |
| Linden House (vouchers) | 19 | £1,140.00 | £0.00 | £1,140.00 |
Store plugins
Install a plugin. Paste a key.
Every shop runs the same plugin — the website that sells and the businesses that charge. Payment accounts, rules and limits are all set up in your dashboard.
Plugins marked “In build” are published here only once a real test store has routed a real order end to end.
Pricing
Priced by connected shops. Never by your sales.
Unlimited transactions and unlimited turnover on every plan — and a free sandbox for as long as you need it.
Sandbox
$0forever
Test mode with up to 2 shops. No card, no expiry.
Growth
Most shops start here$50per month
Up to 10 connected shops, billed yearly at $600.
Scale
$100per month
Up to 100 connected shops, billed yearly at $1,200.
You choose a plan in the dashboard the day your shops take real payments, and pay for the year in crypto. The sandbox is open today.
See pricing in detailQuestions
What people ask us first.
Something else on your mind? Write to us — a person answers.
Do you ever see our customers’ card details?
No. The payment form comes from the business that charges, and the card details go from the customer’s browser to that business’s payment provider. Our system has no field for a card number, a security code or an expiry date. We only receive the outcome: amount, status, card brand and the last four digits.
Who does the customer actually pay?
The business that delivers — the practitioner, the consultant’s office, the seller. It is named in the checkout, the customer agrees to it with a required checkbox, and its name is on the receipt.
Do we need a licence or permission to work like this?
That depends on what you sell and where. Each business that takes payments is responsible for its own merchant agreement and for any licence, registration or permission its activity needs — financial advice and medical treatments are typical examples — and should tell its payment provider how it uses its account. We do not give legal advice; the compliance page explains what stays with each shop.
Who handles refunds and chargebacks?
The business that charged, because it holds the payment and the merchant agreement. The consent the customer gave, with its timestamp, is stored on both orders as evidence.
What happens if one business’s shop is offline?
Every shop checks in with us every few minutes. A shop that stops checking in is taken out of routing and the next business in your rule takes the order. A declined card is never re-routed — the customer simply tries another card.
How do rent, commission or franchise fees get paid?
From the monthly statement. It shows what each business sold and charged, and you invoice your share from it. We never hold or move money.
Can we use it with only our own payment accounts?
Yes. One shop can route its own orders between its own payment accounts — high-risk goods to its high-risk acquirer, everything else to Stripe, with a backup account if one fails. There is no second shop, and the customer sees no extra checkbox. Each account must still be approved for what you send it.
What does it cost?
You pay per connected shop, billed yearly — never a percentage of your sales and never per transaction. The sandbox is free and never expires.
Route your first test payment today.
Free sandbox. No card, no sales call, no expiry.
- 1 Create an account
- 2 Connect two test shops
- 3 Write one rule
- 4 Watch the ledger fill